SPOUSAL ABUSE and ADULTERY ... another version

Who Is Nancy?

The product of a troubled New York marriage, Nancy was placed in Westtown School, which is a resident Quaker facility in southern Pennsylvania, for 4 years, graduating in 1968. She attended Northeastern University on a "swimming" scholarship, where she received a degree in Physical Education... and later obtained a second degree from the University of Miami in "Corrective Therapy". She received yet a 3rd degree In Physical Therapy from the University of Minnesota in 1989, graduating in all 3 cases, with honors. She has a chronic history of "sex addiction" and related relationships with patients...  and was last reported as working for Minnesota based Fairview Hospital Systems.

Nancy N. Waters - Sioux Falls, SD 1984

I have been interested in photography since my childhood. I took the above photograph of Nancy in a "makeshift studio" in our basement in Sioux Falls, South Dakota. At the time I was working in Columbus, Ohio and commuting back and forth as often as possible. It was a difficult time for both of us...and I missed her terribly. I made an 11 x 16 enlargement of this picture and kept it in my living room. While it is one of my favorites, it falls short of portraying her beauty as I see it. I probably took several hundred pictures of Nancy in the 15 years that I knew her...including many nudes. It was all the "stuff" of being in love...and loving someone...and trying to find a means to express that love.

One of the reasons that this story could have gone on indefinitely...and never have been learned...is that Nancy has changed her name on multiple occasions, each time legally.... and it would never-the-less be extremely difficult to track her down, if you were never aware of this.  (See note below)  In her past, she has been known as:

Nancy Priscilla Nichols            Nancy Nichols Thompson           Nancy N. Thompson

Nancy Nichols Waters        Nancy N. Waters        Nancy P. Nichols        N. P. Nichols       ... and more?

Click on photo of house for aerial view

Through early 1999, Nancy was  listed in the Princeton, Minnesota telephone directory as N.P. Nichols, 15864 NW Chestnut Road. The house has been extensively remodeled and refurnished since our divorce, along with the exterior being repainted...by a "disabled" patient of hers.

Less than a year before our divorce (after Kent was born) ...I was duped into building the porch and deck viewable in the photo...in addition to planting virtually all landscaping in this view. In another manipulative scheme, she had a Brinks security system installed, with signs posted all about, advertising it's presence, so as to apparently convince others how she "lived in fear"....yet another manipulative method of "pretending to be a victim". The shrubbery and trees have been allowed to over grow, so as to almost totally conceal the house from being viewed on the roadway. I find the flag... a curious display of "patriotism"...an interesting "effort" as well. [GPS location: 4538.679N 9344.176W]

This is a scanned copy of an actual needlepoint made by Nancy...which hung on a wall in our home for over 10 years... and a prime example of her insidious methods of manipulation.

 More recently,  since 2001,  Nancy appears to have been more openly "cohabiting" with Stephen Kinney, a teacher and girls basketball coach at Princeton High School... and the widower of Nancy's former boss at Fairview Northland Regional Medical Center in Princeton. She appears to have attempted to disguise her "residence" with a false address, listing her mailing address as "1142 Bear Street", when Stephen Kinney's address is shown as 1154 Bear Street (Formerly Box 78, RR 4 (County Road 4), in rural Milaca... and is located on a 90 acre "farm" in extreme southwestern Kanabec County, Minnesota. (GPS: 4545.267N 9329.610W). The significance of the preceding is that the residence located at "1142 Bear Street" is new construction and in reality, is located on the very same 90 acre property and behind the home once owned and occupied by Lorna and Steve Kinney... Lorna being Nancy's former boss and deceased wife of widower... Steve Kinney. (The former home, which  I had been to on many occasions, for afternoon visits, birthdays, Christmas etc.) The new house is located approximately 700 feet back from the roadway... lending an appearance that the occupants do not want to be able to be seen, noticed or otherwise identified from the County Road 4 right of way. Keep in mind, that Steve's former wife and director of Rehab at the Princeton hospital, died within a matter of weeks after our 1992 divorce of a "rare blood disorder". Nancy Nichols (her re-claimed maiden name) and Steve Kinney began a more open "relationship" immediately after Lorna Kinney's death... which I suspect, in reality, had been going on a minimum of three years (concurrent with her sexual involvement with PT patient Jim Adams), before our divorce and the death of Lorna.. There were clear attempts to disguise any "involvement"... such as Steve continuing to attend the Lutheran Church in Milaca, with Nancy (having never been a "Lutheran"... and who certainly has no bon fide church attendance background), reported by observant  parishioners as always "showing up separately, but sitting with Steve", in an apparent attempt to "make it look good".

ABOVE: The mailbox at "1142 Bear Street" (Nancy Nichol's listed, legal address), otherwise known as

Mille Lacs County Road 4 and misidentified as CR 10 on the "official" Minnesota State Highway Map.

Nancy Nichols residence in extreme southwestern Kannabec County, Minnesota - GPS Fix: 45 45.267N 93 29.610W

The above pictured house is constructed immediately adjacent to land once owned by Lorna Kinney (Nancy's former boss [Director of Rehab] at Princeton's Fairview Northland Regional Hospital) and her widower Steven G. Kinney, a teacher at Princeton High School. The house location is barely a few feet from, or close to the property,  behind a large white "pole barn"  which Lorna Kinney had constructed (and I had been "volunteered" to help build) .... and is only viewable through a break in the tree line from the south. Nancy has registered the house and property in her name only... but how much of Lorna's life insurance settlement went towards other improvements or construction of the house, which includes a sauna and a 2nd additional pole barn (not seen here).  In addition, a boat, multiple tractors and the vehicles seen here, are registered in both names... so why not the house?

The reader is asked to consider the following "coincidental" facts:  Lorna Kinney died suddenly of a "rare blood disease" barely a month after our 1992 divorce... despite appearing to be in perfect health, when testifying on Nancy's behalf at our divorce hearing before Judge Stephen Ruble in the Mille Lacs County Courthouse. Almost instantly, when Lorna became "ill" Nancy was appointed to take her position at the hospital... and equally as quick, she dumped "my son's" true biological father (a former long time patient of hers), in an apparent concession to his "loser" status. Steve Kinney had already approached me by that time, to express his "care and compassion" that Kent should have a "father figure" in his life. (People who have affairs will say and do anything, to justify to themselves, of their wrong doing). Commencing immediately after Lorna's Kinney's death... barely a month after our divorce, Nancy and Steve Kinney "went underground" with their relationship. After all, what's the risk of people talking when you live 25 miles from work in a relatively remote farm area. In effect, Nancy Nichols and Stephen Kinney appeared to have made a very deliberate attempt not to draw attention to themselves. When all is said and done... the reader must acknowledge the following. Nancy Nichols has a long established record of lying, deceit and manipulation, multiple sexual extra marital affairs... and now, upon the "somewhat mysterious" death of her former boss, she got her job, she got her husband... and she got her farm... and she got a new home to boot! ...and don't forget Nancy's "bedtime proess", the likes of which Steve Kinney had never experienced before... and don't forget, that by the time of our divorce, Nancy had admitted to Lorna Kinney, the results of the D.N.A. paternity test... and that the father was Jim Adams, a patient at the Princeton PT clinic, who Lorna was quite familiar with. Lorna surely had knowledge of the professional and ethical breaches of Nancy's conduct... and likely had become aware of Nancy's relative involvement in the insurance scam, which had by this time, accrued fraud of several hundred thousand dollars. Does not anybody in Kannebec or Mille Lacs County, Minnesota suspect a thing? Is there anybody out there that is aware of the extensive methods of poisoning an individual... and the relative common frequency that such poisonings go undiagnosed ? Anybody paying attention... or noticing any "motives" yet....? If you still don't believe Nancy Nichols is capable of all of this... then you have not read the balance of the story in sufficient detail.

Stephen G. Kinney, widower of former Fairview Princeton Hospital, Director of Rehab, Lorna Kinney lives in rural Kanabec County, Minnesota, east of Milaca. A one time "over the road" truck driver, he is a Princeton High School Social Studies teacher and 9th Grade girl's basketball coach. The address he uses publicly is 1154 Bear Street (CR 4) Milaca, which is in reality, merely the old mail address formerly used by he and Lorna... and a mere 200 feet from Nancy's mail box, listed as 1142 Bear Street. The effort is a clever sham, designed to conceal an ongoing affair, which began even when was pregnant with a child conceived with PT patient Jim Adams. It appears that Steve wishes to conceal the result of several years of living "two lives"... and in reality, has been entangled with Nancy for several years, long before the death of his wife Lorna.

Nancy Priscilla Nichols was born to Lindley and Gladys Nichols on May 30, 1950 in Doctor's Hospital, on Manhattan Island, New York City, New York.

I feel the legacy of Nancy's drive to succeed, along with her personality disorder, is a bi-product of her childhood environment, to be explained...

Both of Nancy's parents appeared to be success driven at that time. Her father had an MBA from Harvard Business School and her mother held a masters degree in journalism from Columbia University. Her father held a senior managerial position with Mobil Oil Corporation...and both parents were active members of the Quaker Church.

Nancy's father grew up in Kansas...and Gladys was a product of Swiss-German heritage, born and raised in Brooklyn. Her upbringing was of modest means. She obtained her journalism degree while attending night school...and graduated Magna Cum Laude.

Gladys possess a complex personality. She has impressed me as though she has an underlying heart of gold. She can be very kind and considerate. At other times (which she is honest enough to acknowledge) she can be dominating and controlling...and can be driven to opinionating talk beyond reason. It can be very difficult, if not impossible, to get a "word in edgewise". The effort will likely result in her only talking louder and faster. She normally sleeps no more than two or three hours a night...sleeping with every light in the house (and television) on.

At one time, she was the oldest working employee of Continental Airlines...not by choice...but for the need to survive...as the result of her second husband having an affair with a wealthy woman in Brazil...and leaving for South America in December, 1980.

Gladys and her second husband "Buck" Buchannan worked together W-K-M Valve Division,  a heavy equipment manufacturing firm, located in Missouri City (southwest Houston). Buck convinced her to leave the company, because of nepotism policies, in order for him to receive a senior management position. In little more than another year's time...he walked in the house a week before Christmas, stating that "Tomorrow morning I am leaving for Brazil...and I will not be back".

Through it all, it was clear that Gladys was extremely tormented by the loss. She was only a few years from retirement. She not only lost her husband...but she was financially burdened. She maintained a "stiff upper lip" approach...but through the facade...I knew she was suffering. I felt very badly for her.

Nancy was preceded by one sibling...a brother named Randy. Randall K. Nichols is also extremely bright. He is a member of Mensa. His past hobbies have included cryptography and writing a romance column for a newspaper in Arkansas, while working for Alcoa Aluminum in Ingleside, Texas... and who now lives in northwestern Arkansas. He has shown a remarkably similar penchant for kindness...but has also had his share or traumatic social struggles. Randy graduated with honors from Loyola University with a master's degree in Chemical Engineering. He has attended law school as well. Randy has been divorced five times in addition to two annulments. To his credit, Randy has chose to address his personality difficulties and has undergone extensive psychiatric treatment. He now enjoys a modest degree of career success with a large corporation in Corpus Christi...and an even higher degree of family success. He is again remarried and has a wife who appreciates his sense of dedication to family.

Randy and Nancy maintained a somewhat "distant" relationship during the period of our marriage. As children, Randy apparently was cruel to Nancy on multiple occasions...and it appeared she had never been truly capable of forgiving him. She told me of his cruelty to animals and pets. This alone, is suggestive of a rather adverse nurturing environment for the two children.

Nancy's parents were relatively successful by most standards. They lived in the northern New York City suburbs in Westchester County. The home was in a wooded, hilly area, occasioned with lakes and streams. Their social circle of friends included many of New York's most influential and successful people...names who even today, are prominent in the news.

A few months after I first met Nancy, she told me of an event from her childhood which begins to suggest the source of her adversities.

When Nancy first told me the story, I was pained to the point of being able to feel for her deeply inside. I now realize that Nancy was trying to tell me something about herself...and it would probably be the only dark secret within her that she would share. I feel remorseful for her sake and mine...that I did not realize the insight that would only come with passage of time.

When Nancy was approximately eight years of age..her mother learned that her father was having an extramarital sexual affair. Her father's "lover" was a woman who lived in nearby Eastchester...in a ground floor apartment. (Nancy took me to the location while on vacation in 1987). It was a typical "modern" architecture, 3 story building. The first level was partially below ground level...so that it was possible to stand and "look down" into a residence.

Nancy's mother drove her to the apartment one evening. The two of them stood before the woman's living room window and peered through partially opened Venetian blinds. Gladys had Nancy watch through the blinds as her father had sex with the woman on the living room couch!

Once her mother apparently had perceived that Nancy had been imparted an appropriately damaged perspective of her father's morality, she walked Nancy to the front door, knocked...and then walked away to leave an 8 year old Nancy...standing at the door to confront her father and his mistress.

I have often contemplated what this one measure did to distort Nancy's perspective on love, sex, men, sex and men...and vindictive behavior. More than once, I have wished as though I could go back in time and strike it from her life's experiences.

Late one night, nearly 30 years later I called Gladys to confront her about what she had done. She was 72 years of age at the time. I asked her if she remembered the occasion in Eastchester. What was rather amazing was the manner in which she repeated the story to me...exactly as Nancy had told it. The only difference was...in her mother's version was that when she finished the story...in an arrogant sounding Brooklyn accent...Gladys stated, "Yeah...and I'd do it again too!"

I have interpreted Glady's effort that evening as though to contain words to the effect, "See Nancy...What a rotten bastard your father is. Look at your father. See what men do.!

There is also reason to wonder if the message imparted to her father was, "Look Lindley...now your daughter knows what you are doing. She knows what you really are!"

Anyone can appreciate that Gladys had reason to be enraged that night...for anyone with compassion can understand her hurt and frustration. What she apparently did not consider was how scrambled she would make Nancy's values with regard to men, with regard to sex and it's intimacies...and with regard to anger and vindictiveness.

It's logical to consider that it is unlikely that there were no other exposures to this sort of behavior...or to perceive this as an isolated incident. I have considered the pain, the trauma, the tears, the horror...to say nothing of the financial costs...that has been inflicted on future generations.

Nancy's father and mother did not divorce after the Eastchester episode. Other values and needs, at least for the moment, were overshadowing the incident.

Lindley had decided to purchase a corporation and leave Mobil Oil. The seller had left the company subject to federal tax audit and subsequent violations...and soon Lindley found himself hopelessly in debt to the IRS. He declared bankruptcy.

The family was forced to move to an apartment in New York City where Nancy would ride the length of New York subways alone, getting to and from school. A short time later her bicycle was stolen from the apartment basement.

Nancy once told me that during this period, Randy flushed her goldfish down the toilet.

Another incident occurred...which may also be considered as to having a long lasting influence.

Nancy was riding the elevator in the apartment building when a man apparently accosted her. She never did reveal to me exactly what happened. There were a couple of occasions when she described her childhood horror of being forced to go to court to testify against the man. Whatever happened, she clearly held strong memories of the related events.

I am convinced that this event is related to her aggressive charges against me...but I have received no further explanation.

The Nichols were hounded by debtors....and it is clear that the entire family was under a great deal of stress. The move to the city had forced Nancy to give up her pets and other childhood possessions. She was no longer able to take horseback riding lessons at the nearby stable.

In apparent desperation, Lindley obtained a job working for the United Nations in Pakistan. Randy was sent off to college...while Lindley, Gladys and Nancy moved to a Pakistani Army contonment several miles east of Rawilpindi, in the north part of the country.

Nancy told me of memories of how hot it was in Pakistan. She showed me pictures of herself standing in their yard, with the Himalayan Mountains in the background.

She was initially sent to a girl's parochial school...but her parent's learned that she was being taught in the Kurdi language...and subsequently withdrew her from school. All of her schooling from age 10 to 14 was through correspondence courses taken by mail from the United States.

This period apparently was influential in several ways.

The Pakistani Army commanding officer owned several prize show horses. Nancy's father had purchased a horse for her to ride at the time. Nancy's blond hair gave her very much a presence of"uniqueness" in the area...and she soon was asked to ride the officer's horses in competition. Nancy won the Pakistani National Horse Show held annually in the city of Lahore... for three years in a row. She continued to have a strong tie to this period in her life when we were married. (I built a 2000 square foot, 4 stall horse barn and a large riding ring for her).

Based on what Nancy told me, the time in Pakistan was apparently somewhat lonely for her...as she had few friends her age to associate with. She often made references to memories of her father coming home and her being able to sit in his lap. Nancy often referred to her father as "The most kind, gentle and loving man I have ever known".

Sometime after about 3 years in Pakistan, Gladys approached Nancy and expressed an appealing proposition. Gladys had made plans for she and Nancy to return to the U.S. on vacation. As further enticement, they were to fly home via Hong Kong, Japan and Hawaii. Having done so, Nancy would have flown all the way around the world...something not many 14 year olds could say they have done.

Nancy and I would later come to discover how close our paths had crossed in 1964...as we were simultaneously in Honolulu at the time. I was in the Navy in Pearl Harbor...as she stopped over briefly as a tourist.

Once Nancy and her mother arrived in San Francisco...still another momentous occasion would occur.

Shortly after entering the airport terminal building in San Francisco, Gladys took Nancy aside and told her, "I am divorcing your father...and you will not see him again for a very long time".

I can not help but reflect upon the impact of this controlling, vindictive effort...and how it would ultimately affect me.

Nancy was soon enrolled into a Quaker boarding school as Westown, Pennsylvania...about 50 miles west southwest of Philadelphia.

Nancy would spend the next four years of her life at Westown School. There is evidence of both good and bad influence during this period.

Nancy and I visited Westown while on vacation in 1987. It is a beautiful setting, with large, colonial architecture, red brick dormitories in a hilly setting with ancient hardwood trees throughout a campus of about 100 acres or more.

The stories Nancy told me of that era in her life suggest both mixture of childhood loneliness and trouble...mixed with the excitement of sporting events...and of course learning about boys.

Nancy met a girl at Westown who was to become one of her best life long friends. Suzy Kuhn was the daughter of two doctors who lived on Big Pine Key.. in the Florida Keys. The Kuhn's apparently were compassionate people...for it appears as though they literally "adopted" Nancy as another daughter.

Nancy spent her vacation breaks and summer months at the Kuhn's. Her mother once told me how upset she was that "Nancy never came home...she always went to live with her friends".

Eventually...Nancy would marry her first husband, David Mosier Thompson, whom she met in Boston...in the Kuhn's backyard.

While at Westown...it appears that Nancy immersed herself into studies as well as athletics. She was voted "woman athlete of the year" in her senior year...just as Suzy Kuhn had been the previous year. Nancy was a goalie on the Field Hockey team...and was selected to be a member of the National Women's Field Hockey Team...an event which is not an Olympic Sport...but the team would have the equivalency of that level of the sport.

Suzy Kuhn and Nancy were clearly rebellious during that era. They did things such as leaving on all the water hydrants and flooding the girl's upstairs bathroom...and stealing five gallon containers of ice cream from the kitchen among other stories.

Nancy once told me of a time when she and Suzy had broken into the school gymnasium one night ...and were caught by a guard, "embraced" on a wrestling mat. There were resulting rumors to the effect that she and Suzy were lesbians...and I would not be candid if did not share that my "gut instinct" wonders if that story was delivered to be so as to be a distracter. There are other events and traits which I have observed which have kept that thought "present"...but I choose not to believe that is the case. Never-the-less...it is difficult to ignore her sometimes masculine character.

There seems to be another facet of life imparted to Nancy while at Westown...a characteristic of athletes only now becoming more notable...especially since the O. J. Simpson trial.

It appears to me as though successful athletes are at risk to be addicted to winning...for lack of a better way to put it. The more successful of them are not familiar with accepting what life may bring you...and thus when so confronted with losing...there is almost a vicious side of their personality which surfaces. It would seem that any and all conventional rules of society are abandoned...for the sake of winning. I see this as the neurotic side of athletics. These people will steal, lie and even kill...in the name of winning.

In the many times I have tried to rationalize the incredible, insidious display of anger through many inappropriate means...I have become convinced at how extreme Nancy's anger toward her mother might be. It may well be possible that I have witnessed only the "tip of the iceberg".

On many occassions her mother called us during the late evening from Houston...frequently after we had already gone to be. Nancy simply would lay the the telephone receiver down on the pillow and stare at the ceiling. Her mother would talk on and on...until after several minutes, Nancy would again pick up the phone saying, "Is that all mother...Good night mother".

Her expressions of anger through the conduct of numerous extra marital encounters (she had at least three during the marriage to her first husband that I know of) can best be understood from the writings of DR Charlotte Davis Kasl in the book "Women, Sex and Addiction" (ISBN 0-06-097321-8).

"Sex will not fill the emptiness left from childhood wounds or abandonment. Sex will not save a failing marriage. Being able to seduce attractive partners does not mean a person is important, attractive, smart, virile, or sexy. It means she is good at seduction".

"Addictive sex occurs when a woman mistakenly uses sex to express anger, to feel powerful, to be held, to relieve tension, to hide from feelings, or to create a false bond of intimacy".

"A full-fledged addiction inevitably leads to harmful consequences, unmanageability, obsessions, and a decreasing ability to function".

"Addictive sex does not open up feelings but is carried out in an attempt to hide them".

"Under every addiction is a longing for self and for love".

"The addicted woman, on the other hand, uses her sexuality in angry rebellion: "You hurt me, You used me, you wounded me, and now I am going to get back at you. I'll show you. I'll bring you down to my level. I can make you hurt. I can feel powerful by turning you on, leaving you, and seeing you suffer".

"The role fathers play in development of female sex addiction cannot be overstated. Little girls take cues from their dads. They want that special energy, the light in Daddy's eyes, to be directed at them. The ache for a warm and affectionate dad who did not sexualize the relationship is deeply etched in the hearts of most women".

"Sexually addicted adults are essentially children hiding out in grown-up bodies, hungrily seeking parents to love them unconditionally".

"This is typical of children in emotionally impoverished homes. They deny knowledge of their needs and wants in a frantic search for the food of life, namely love and approval".

"Usually they tell themselves that they haven't met the right person yet, not realizing that they flee from healthy people who could genuinely love them".

"Couples who bicker about "anything" are usually at a dense communication level. So are people who silently withhold the truth from each other. They are not honest about feelings of hurt, anger, or to their need to be held and told they are loved".

After reading DR Kasl's book, I learned on the back cover that she lived and worked in Minneapolis. I was so moved by her wisdom expressed in the book...I called her on the telephone to personally express my appreciation. Thank you once again DR Kasl!

Nancy - Summer 1984. Photo taken in her mother's home in Missouri City, Texas. In spite of all that I know about Nancy...there is still a desire to express care and compassion ...but there is also a mystery behind her expression.

NOTE:  It is entirely possible that Nancy has once again changed her name... and if you have additional information to share on her identity or other "activity" I would greatly appreciate your contribution, which will be held with the greatest confidentiality.

                                                                                            More

Return to Introduction   ---   Who Is Nancy?  ---  Kent's Story  ---   The D.N.A. Paternity Test

 Espionage  --- Who is the Father?  ---  What I Believe --- My Affair With Nancy

N5FOT  -  Princeton Minnesota  - Mille Lacs County - Kanabec County - Fairview Hospital System - Westtown School - Physical Therapy - Sex Addiction - University of Minnesota  - University of Miami  -  Fairview Northland Regional Medical Center  - Fairview Milaca Clinic  - Fairview Redwing Medical Center - Physical Medicine - PT - Physical Therapy Association - N5FOT - DNA Paternity Test

COPYWRIGHT 1997 - 1998 - 1999 - 2002 - 2005 - 2008 - 2009            FENELON .A. WATERS     ALL RIGHTS RESERVED

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